News You Can Use
The Credit Score Myth That’s Holding Would-Be Buyers Back
Your credit score is important. But that doesn’t mean it has to be perfect.
If credit has been the reason you’ve been waiting to buy a home, it might be time to take another look at your options. If you want help understanding where you stand and what your nex…
It can feel like big investors are buying up all the homes right now. But the data tells a different story.
Large institutional investors – the ones owning 100+ homes – made up just 1.2% of home purchases in late 2025.
That means 99 out of 100 homes were bought by everyday buyers and small, local investors. Not big c…
Mortgage Rates Are Down a Full Percentage Point from Last Year
Mortgage rates are down a full percentage point from last year. That may not sound like a lot... until you see that it could save you $330 a month. If buying didn’t work for you last year, it’s time to re-run your numbers and see if 2026 is your year.
#Mo…
The #1 Regret Sellers Have When They Don’t Use an Agent
Today, the biggest risk of selling without an agent isn’t the paperwork or the hassle. It’s the price. And once pricing goes wrong, it’s hard to course correct.
So, if you’re thinking about selling and want to understand what your home would realistically go for…
A lot of people may think their credit score isn’t good enough to buy a home.
That may be because the median buyer’s score is pretty high (775) – so people assume they need near-perfect credit. But that’s not necessarily the case.
Data shows some buyers today are qualifying with scores in the mid-600s. And the media…
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Many first-time buyers hit the same wall: saving enough for their down payment.
In fact, a study found 31% of first-time buyers say it’s the hardest part of the entire homebuying process.
But here’s something that could make that a whole lot easier.
Even though most people aren’t aware, there are 2,624 down payment …
Wondering what 2026 has in store for the housing market? Here’s a quick snapshot of what the experts are saying.
Mortgage rates are going to stay in the low 6s.
There will be more homes to choose from.
And price growth is going to slow down.
That combination will help affordability improve even more this year, but it’s…
Expert Forecasts Point to Affordability Improving in 2026
Affordability won't change suddenly overnight. But, with several key trends working together, it should slowly and steadily improve in the months ahead.
That’s exactly why, in 2026, you should see a market with more balance, more predictability, and more brea…
thekleinteam
The Credit Score Myth That’s Holding Would-Be Buyers Back
Your credit score is important. But that doesn’t mean it has to be perfect.
If credit has been the reason you’ve been waiting to buy a home, it might be time to take another look at your options. If you want help understanding where you stand and what your next step could be, connect with a local lender.
You don’t need to have everything figured out to start the conversation.
#CreditScore #FirstTimeHomebuyer
thekleinteam
It can feel like big investors are buying up all the homes right now. But the data tells a different story.
Large institutional investors – the ones owning 100+ homes – made up just 1.2% of home purchases in late 2025.
That means 99 out of 100 homes were bought by everyday buyers and small, local investors. Not big corporations.
In a few areas, investor activity is more noticeable. But nationally, big investors are a much smaller part of the market than most people think.
If you’re wondering how this plays out right here in our local market, let’s talk. A little context can make a big difference when you’re deciding your next move.
#InstitutionalInvestors #HousingMarket #KeepingCurrentMatters
thekleinteam
Mortgage Rates Are Down a Full Percentage Point from Last Year
Mortgage rates are down a full percentage point from last year. That may not sound like a lot... until you see that it could save you $330 a month. If buying didn’t work for you last year, it’s time to re-run your numbers and see if 2026 is your year.
#MortgageRates #Affordability
thekleinteam
The #1 Regret Sellers Have When They Don’t Use an Agent
Today, the biggest risk of selling without an agent isn’t the paperwork or the hassle. It’s the price. And once pricing goes wrong, it’s hard to course correct.
So, if you’re thinking about selling and want to understand what your home would realistically go for in our market today, let's connect. A quick pricing conversation now can save you from bigger regrets later.
#HomeForSale #HomeSellingTips
thekleinteam
A lot of people may think their credit score isn’t good enough to buy a home.
That may be because the median buyer’s score is pretty high (775) – so people assume they need near-perfect credit. But that’s not necessarily the case.
Data shows some buyers today are qualifying with scores in the mid-600s. And the median for the lowest 10% of buyer scores is 660.
So, you may have more options than you think.
If your credit is what’s been holding you back, take this as your sign to reach out to a lender to talk through your options.
#FirstTimeHomebuyer #CreditScore
thekleinteam
Many first-time buyers hit the same wall: saving enough for their down payment.
In fact, a study found 31% of first-time buyers say it’s the hardest part of the entire homebuying process.
But here’s something that could make that a whole lot easier.
Even though most people aren’t aware, there are 2,624 down payment assistance programs available right now. And, qualifying buyers receive an average of $17k to use toward their purchase.
That’s real money that can help you buy sooner than you ever thought possible.
Want to see what you could qualify for? Reach out to a trusted lender today.
#DownPayment #HomebuyingTips
thekleinteam
Wondering what 2026 has in store for the housing market? Here’s a quick snapshot of what the experts are saying.
Mortgage rates are going to stay in the low 6s.
There will be more homes to choose from.
And price growth is going to slow down.
That combination will help affordability improve even more this year, but it’s going to look different market to market.
Want to know what’s expected for our area? DM me or drop a comment below.
# #HousingMarketForecast
thekleinteam
Expert Forecasts Point to Affordability Improving in 2026
Affordability won't change suddenly overnight. But, with several key trends working together, it should slowly and steadily improve in the months ahead.
That’s exactly why, in 2026, you should see a market with more balance, more predictability, and more breathing room than you’ve had in years.
Want more information about the opportunities unlocking in our local market?
Let’s chat.
#HousingMarketForecast
